Have questions or need assistance with your insurance needs? At Ray Johnson Insurance Agency, we’re just a call or click away. Whether you’re looking for a personalized quote or guidance on your existing coverage, our dedicated team is ready to support you every step of the way.
Ray Johnson Insurance Agency
2415 E Camelback Rd, #700
Phoenix, AZ 85016
(480) 542-0051
ray@rayjIns.com
An independent insurance agency works with multiple insurance carriers instead of just one provider. This allows the agency to compare coverage options and pricing across different companies to find policies that best fit your needs, whether for personal insurance or business coverage.
The right coverage depends on your lifestyle, assets, and risk exposure. A local insurance agent will review factors like your home, vehicles, business operations, employees, and long-term goals to help identify coverage gaps and recommend policies that provide appropriate protection without overpaying.
Yes. Many agencies, including full-service firms serving Phoenix AZ, offer both personal and commercial insurance under one roof. This can simplify policy management, improve coordination between coverages, and help ensure there are no gaps between personal and business protection.
An experienced insurance agency can help reduce costs by shopping multiple carriers, bundling policies, identifying unnecessary coverage, and applying eligible discounts. Regular policy reviews also help ensure your coverage stays aligned with your current situation as life or business needs change.
Working with a local insurance agency provides personalized service, expert guidance, and ongoing support beyond the initial policy purchase. Local agents understand regional risks, state requirements, and can assist with claims, coverage changes, and annual reviews, something online-only platforms often lack.

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